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18.02.2013 | 如斯田地

[Volume 8 Issue 2, #1671]
每日都會收到Groupon嘅電郵, 其實我都唔介意睇一睇然後刪除, 話唔定裡頭真係有筍嘢(雖然到此為止我從來未團購過任何嘢).. 早幾日前就見到呢一則「驚奇」, 以RM0兼100%折扣申請信用卡!! 對唔住, 可能你唔認同, 但係我個人就係覺得Groupon俾我嘅印象, 係貨銷量唔好又乏人問津先需要減價吸引顧客.. 堂堂一間跨國大銀行, 竟然需要落得如斯田地??!! 我知信用卡係銀行最賺錢嘅產品, 商場四週圍有人纏住你申請都算啦, 不過居然要搞上團夠, 未免又cheap咗個image係嘛?? 純屬個人意見, 又或者係我判斷錯誤, 呢個可能係未來趨勢?? @_@"
i received daily updates from Groupon everyday, i don't mind browse and then delete off that email, who knows there is something that i find useful right (though i have not bought anything yet so far)?? what came as a "surprise" the other day was this, 100% discount at RM0 to apply for a credit card!! sorry you may not agree with me, but i personally think that groupon is for those who have very little sales and few customers, hence they place discounts to attract more customers.. for such an acclaimed international bank, do they really need to resort to this??!! i know credit card is earning the biggest money for banks, forget those who keep haggling you to apply for one, i think perhaps making it to groupon is kind of cheap-ing their corporate image huh?? entirely personal view, or maybe i am not right as this is the emerging trend?? @_@"
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68 comments:

  1. Replies
    1. Good morning, SK, TM and all!
      I don't buy anything online except tickets to dramas or performances.

      Delete
    2. Good morning Anay, Wenn, SK and everyone...

      Wenn, ya those tickets are worth buying and at times makan offer also quite good.

      Delete
    3. Good afternoon everyone in the house. Today I woke up late because of Pai Ti Kong. I am now back to full swing. Yee Haw!

      Delete
    4. hello folks, long time no see!! everyone back to full swing today i guess.. who's still on holiday?? :D

      Delete
    5. Hello, SK and everyone! I work halfday today and my workload is like a mountain and I would need a week to bulldoze it to flat ground!

      Delete
  2. This Stanchart ad appeared in Groupon many times. I bet they have worst sales amongst all. Mak Rempit should sign up la since they sponsored her runs.

    ReplyDelete
    Replies
    1. coz they dont have many branch. Very difficult la to make payment. Pay online have to incurr extra charges. Moreover, their offer also not that competitive.

      This is first time i see they offer in groupon...or maybe they did offer earlier but i tarak noticed

      Delete
    2. I have StandChart card already la. That time they gave out RM388 for new cardmembers.

      Delete
    3. Got one in Bangsar. So I usually pay there.

      But don't use the counter. Slow service at the counter. :(

      Delete
    4. this is the first time i see a bank in groupon lah, such a pioneer, haha!! hmmm, i think they have the most sales channel for their credit card lah, especially in shopping malls keep following you to persuade you to apply for one.. then just ask you to apply for then cancel to get the free gifts.. but then their gifts also lousy lah, those cheapo cutie coin banks, i want them for what?? then i don't think their perks are interesting also, marketing lousy and service also tarak bagus~~

      Delete
  3. I have bought few cheapo offers from Groupon. Most of their sales were not genuine as the prices were often being hiked up to the skies.

    ReplyDelete
    Replies
    1. ya...i agree.

      There was once my friend bought online for massage as birthday treat for me under one store...am not sure is it groupon or other site.

      Very susah redeem the voucher. The two of us supposed to have pampering session.

      Called up the saloon a few times always say no vacancy for the dates we wanted. Then my friend husband geram. He called up and pretend as customer. $%^& the saloon said got vacancy padahal we just hang up when the girl said no vacancy.

      We serang the saloon and the people there got scared...said no la...their plumbing problem la...no water...then the supervisor said no la they expecting electrician....bla bla...

      that time our first time purchase...so didn't know that we can complaint to the online store and get refund.

      one time scared jor

      Delete
    2. I have subscribe some newsletter from groupon and so. I like to see those groupon advertisement but never bought any. I don't trust those sales.

      Delete
    3. i actually find a lot of interesting vouchers from groupon, very attractive offer too.. but then i never bought any lah.. cos looking at those merchants, really have not heard them before, i am really in doubt with the credibility.. unless they are big names, then i will consider to get the groupon lah.. but looks like many have bad experience with the voucher they bought, i once got invited to a dinner a friend bought voucher for it, the food so not nice!!!

      Delete
  4. I'm not eligible...my income's half of that stated. Sobsssss!!!!

    ReplyDelete
    Replies
    1. ULALA!...It is a snake year and here you are telling lies!

      Delete
    2. yalah, this STP although retire with no income, but still he is very rich!! eligible for platinum card for sure, without the need for financial screening~~

      Delete
  5. Good morning to SK and everyone!! CNY is considered over! Back to work everyone, hehe =))

    ReplyDelete
    Replies
    1. I heard so much about Groupon but very shame to say, I neveer browse the website, I don't even know much on how it works, LOL! xD xD

      Delete
    2. But I think you're doing right, browsing it everyday (since you're quite free?), who knows you'll really find something useful and applicable one day?

      Delete
    3. No need to browse... they'll send e-mail on their promos a few times a day one. ;p

      Delete
    4. Same here, I don't know much about Groupon and how to buy the things there. I am scared my hard earned money will be wrongly used.

      Delete
    5. Yalor, they will bombard your email several times a day until I usually delete them without browsing :p

      Delete
    6. yalor, just enter your email address on their website and they will send you one updates by email daily.. okaylah, no harm to browse through, sometimes really got very attractive offer.. yet, i have not bought any from there yet lah.. haha.. :D

      Delete
  6. I don't have a credit card yet and I don't like to have one haha because I might not be able to control myself whenever a good item at mall tempts me haha

    ReplyDelete
    Replies
    1. i think it's good to have one as a back up, sometimes you never know you may need it.. but bottomline is that, you must be very disciplined.. :)

      Delete
  7. what i have is a debit card and I am satisfied with it.. at least i can manage my money well cheers!

    ReplyDelete
    Replies
    1. yeah, a debit card is good enough.. there are many times that you don't have enough cash with you, so plastic does the magic!! also, you don't want to carry too much cash with you for safety reason right?? :)

      Delete
  8. 100% discount.. i don't know if I will be glad because having such discount will give me more doubts instead of trusting their product

    ReplyDelete
    Replies
    1. nah, that is just marketing gimmick!! of course applying for a credit card is all FREE right?? haha~~

      Delete
  9. a desperate move indeed.... anyway, have a great day buddy ^_^

    ReplyDelete
    Replies
    1. indeed!! they are very desperate for credit card sales, often seen them in shopping malls too~~

      Delete
  10. Good morning SK and everyone ":)

    Uiks..you also subscribe Groupon ah? Me too though I seldom buy things from there.

    ReplyDelete
    Replies
    1. I also subscribe but never buy anything from them yet. But my CFO, Sr Mgr, GM always have things sent over to them at the office from Groupon.

      Delete
    2. subscribe only lah but i have not bought anything from there yet.. haha!!

      Delete
  11. I also saw this advertisement ...I was surprised too. Why la.....so desperate meh?

    I had their card before and decided to cancel coz once I had it, i received many tele-marketing calls. I know la can cal them to stop but troublesome lor

    There was one time i "overpaid" the card by large amount coz cancellation of plane tickets. Wanna get refund from them very susah. I call up and the lady told me they have to get approval from their management.

    aiyo...my own money wanna take back also so susah. Geram geram I cancel card.

    ReplyDelete
    Replies
    1. They never call me to promote anything. Maybe because I'm too poor! LOL

      Delete
    2. huh?? you masuk the money so fast ah?? i always wait until the few days before the deadline for payment only pay them back the money woh.. and i think extra money you paid into your card, they expect you to deduct from the subsequent credit only woh.. yalor, my friend also said SC very lousy woh..

      Delete
    3. SC bank at one time was a very famous bank in town. When I was still a kid, my mom brought me there to keep all my coins from my piggy bank. I never know it has become so lousy now. Time really can change many things.

      Delete
  12. eh got see today's offer or not...Tony Roma's Ribs and Chic RM40. Ptretty attractive la...I wonder Lina would be interested or not....hmmm.....my hand itchy wanna buy jor LOL

    ReplyDelete
    Replies
    1. I am very tempted to grab this Tony Romas offer! I will never wanna invite SP again. He will give me cock & bull stories la. Once bitten twice shy!

      Delete
    2. Never buy wor...

      Aiyo long time no visit TR. But need to save money lah... Poket sudah kosong. kekeke

      Delete
    3. eh tempting la...usual price is rm49.90 then this one they give the fruity drink too. but limited to mont kiara and setia alam branch ....

      Tony roma's ribs sedap leh but the chic am not so fond la

      Delete
    4. huh?? RM49.90 discounted already still RM40?? like that not attractive at all lah.. to me, discounts means 50% or more off lah!! hahaha.. meow you buy lah, then tell us how?? because many times they give the groupon customers different set of things one..

      Delete
  13. Interesting new trend in advertising but for credit cards, usual! This one would have to go thru two stages of approvals - firstly, the required qty is to be met, and then, the bank has to approve the application. Still, a good try if one needs a credit card.

    Good morning, SK, everyone!

    ReplyDelete
    Replies
    1. hmm, but i still think it kind of downgrade the image for a bank to go into groupon, haha!! call me conservative but still~~ :D

      Delete
  14. I don't mind to have a look at groupon enewsletter. But, ever since I heard SP buying the fake HCP from groupon, I wanted to faint and I swear that I am not going to believe in groupon anymore.

    I am not sure whether I will change my mind one day.

    ReplyDelete
    Replies
    1. i just got my kenwood hand mixer from groupon today. Muahahaha...can start do sponge cake jor. I see you baking cake me itchy hands jor.

      Actually SP can report that company to groupon and get refund. I pun baru know about this function.

      I think one of our mutual friend also bought a vacation stay in Fraser Hill..the condition ofthe apartment super poor. She made a complaint. If not mistaken she got refund

      Delete
    2. yeah, i subscribed because i want to know what are the good offers.. you know i very auntie one mah, if the offer is good i really would go for it.. but sadly, so far i have not bought anything from groupon yet..

      hmmm, service coupon very tricky one, not as straight forward as getting products.. cos service is very subjective one mah, then tied to lots of terms and conditions.. sure you won't get the best service with groupon vouchers one..

      Delete
  15. 呀,给人感觉是生意不好了。做生意的无孔不入,但是也要顾一顾形象,毕竟不这样也不会倒。

    ReplyDelete
  16. im sorry sk but i know nothing about this
    thing, i never had a credit card and i think
    i'll never will

    ReplyDelete
  17. well id rather buy things cash than to rely on
    credit crad haha as i saw in soap operas
    this little card were the reason of the main character's
    fall down hahha

    ReplyDelete
  18. and another thing is i never really
    trust bank merely because this thing they does
    was all for money gain
    they were in money business in the first place

    ReplyDelete
  19. by the way about daily updates
    the only thing i allow to update me everyday
    was my bloggin things and my youtube subscriptions
    haha well what im saying is through email

    ReplyDelete
  20. about this promo they were doing i guess
    this must give them a higher income
    i mean promos like this were meant to deceive
    costumers

    ReplyDelete
  21. but im afraid that i would have to deal with banking
    in the future i mean when Im already rich
    i have no where to spent and save my money hahahaha

    ReplyDelete
  22. have a great and god blessed day sk
    take the best of care and happy blogging

    ReplyDelete
  23. I have banned Groupon!! LOL!

    ReplyDelete
  24. They used to send me several emails daily and I was so angry with the spamming that I unsubscribed. But they continue to spam me after I unsubscribed, so I was really irritated!

    ReplyDelete
  25. In the end, I had to write to them to officially unsubscribe, and that's the end of it. Now so much more peace haha!!

    ReplyDelete
  26. I have had bad experiences with all these discount groups like Groupon etc. so I never buy any of them again.

    ReplyDelete
  27. Talking about StanChart credit card, I am getting more and more upset with them. From a very good card (few years back) to a horrible useless card now, I am planning to cancel it.

    ReplyDelete
  28. And yes, for StandChart to use Groupon to promote is making them look real cheap. My advice is throw Groupon and StanChart out!! Both are nonsense!! LOL!

    ReplyDelete
  29. hahaha... I am like you.. i read and delete.. but so far, I have bought one time.. and redeemed it too.. they sent the barang to my house.. after that... no more...

    ReplyDelete
  30. 4K per month salary how get o? boss you hire me?

    ReplyDelete
  31. 信用卡如果能夠適當運用,其實係一個幾好嘅管道。

    ReplyDelete