- 要索償就一定要拎出正本保單, 冇保單就一切免談.. 所以記得要將保單收好呀, 而且仲要畀你個受益人知道收喺邊喎..
- 購買卅六種疾病保險者, 請記得如果患病, 必須能夠捱過三十日先可以要求賠償.. 如果咁唔好彩三十日之內瓜咗, 唔好意思, 就係咁先..
- 某些儲蓄保險話明期滿你會得到一筆數目, 而且若干年後就可以停止供款.. 當你停止供款之後, 其實保險公司係由你所累積嘅保險金度扣錢還供款.. 所以期滿之後, 你所得嘅會比你想像中少咗一大忽!!
met up with an ex-colleague of mine who is now doing insurance business, and of course he told me some insurance knowledge that most agents would not take the initiative to tell.. and i am sure many of us would not really bother to read those fine prints on your policies, so grammatically and vocabularily twisted that you will most probably be confused by the terms and conditions..
- if you want to lodge a claim, you must be able to produce the original copy of your insurance policy, failing to do that you will not be entertained.. so it's a must that you keep your policies safely and let your beneficiary aware of where they are kept..
- if you are insured on the 36 critical illness, please be reminded that you have to suffer at least 30 days from the inception of the illness before you can make any claims.. if *touch wood* you left this earth within 30 days, then that's the end of the story..
- there are those endowment insurance saying you are able to get an amount of money after the tenure, and a number of years after inception you will not need to pay premium anymore.. least of us actually know that, the premium for the following years are paid from the money you earned from the endowment.. so when the tenure is completed, you will only get an amount which is a lot less than what you've been expecting..