|所謂錢財不可露眼, 通常我都唔會帶好多現金喺身, 身上越多錢就越容易惹賊上身..我銀包最多都係二百五蚊左右, 夠洗夠用就好啦.. 如果需要繳付大數目, 就用信用卡囉, 而家信用卡咁普遍, 碌多啲賺積分都好吖嘛..|
the chinese says "don't show-off your wealth to others", i normally don't carry a lot of cash with me because the more cash you have the easier you attract snatchers.. i normally have around RM250 in my wallet, just enough and not too much.. if i need to pay off larger amounts, i'll just use credit card since it's so common nowadays, in addition no harm to swipe and earn more points right??
|我每次去提款機㩒錢, 都係一次過㩒一筆指定數目(足夠我用至少半個月)嘅錢.. 因為銀行規定每個月用提款機超過四次, 之後每次都收取服務費.. 係小數目, 但係我就偏唔畀佢哋白賺!! 所以寧願每次㩒多啲放屋企慢慢搣..|
each time i withdraw money from ATM, i will make sure i withdraw a specific amount of money (at least enough for half a month).. this is because the bank will charge a fee for each withdrawal after the 4th time in each month.. it's a small fee, but still i don't like them earning my money so forcefully!! hence, i rather withdraw more at a time, keep them at home and be my own cash dispenser..
|最近經常有銀行打電話問我要唔要"信用卡餘額轉帳服務", 我每次都一口拒絕.. 個人認為信用卡係一種方便而唔係財產, 我始終唔贊成大洗大用到冇能力找咭數嘅程度.. 我會制止自己而且會準時還全數, 所以對於銀行嚟講, 我一定唔會係個"好顧客", 哈哈~~|
recently a lot of banks call me up to offer "credit card balance transfer facility", but i will always politely decline.. i don't like to overspend my credit and i always make full payment on time.. to me, credit card is just a convenience but not a financial aid, i don't agree spending and owing the bank to a stage that one cannot repay.. so to the Banks, i am actually not a "good customer", haha~~
|Rate this post:|