年尾喇(咁快又年尾!!), 當務之急就有兩樣嘢要做嘅.. 趁機會順便喺度提醒大家啦都~~
- 最近開始培養睇書習慣, 而且買書可以扣稅, 所以應該嗱嗱聲買多幾本, 明年扣稅有幾多就得幾多.. 呢種「寧益自己唔益人」嘅心態, 係為勢所逼, 唔好怪我市儈..
- 政府規定明年開始每張信用卡徵收RM50服務稅, 明屈之下, 我慎重考慮後決定cut咗其中三張.. 而家忙于度積分換禮物, 之後要搞自動轉帳事宜, 然之後先可以取消.. 搞掂咗兩張, 仲有一張進行中..
i think i can be considered as a last minute kind of person, i won't get too anxious about things until the very last minute.. most of the time i'd procrastinate, and only get as worry as ants on the hot pan when time ticks.. hmmm, this is something not good, i think i should improve on this :p
it's year end (oh!! that quick!!), and there are two things i need to accomplish urgently.. maybe this could be a reminder to everyone too..
- i've been cultivating a reading habit recently, and since buying books can enjoy tax relief, i should try to buy as many books as i can afford, so that i can get as much tax relief possible next year.. well, don't blame me for being so "kiasu", i'm sure you'd already know why we have to do so??
- the government imposed a compulsory RM50 charge for every credit card starting next year, under such circumstances i just have to cancel off three of my cards.. am now busy with rewards redemption, and then coordinating on the auto-debit payment before i can finally cancel the cards.. have got two cards done, and now still working on the remaining one..