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29.12.2009 | 四百在手

如果唔係因為政府強徵五十蚊信用卡服務稅, 我就唔會cut晒我啲信用卡.. 如果唔係因為要cut晒我啲信用卡, 我就唔會去用積分換禮物.. 如果唔係因為要用積分換禮物, 我就唔會有以下呢八張現金禮帣.. 哇哈哈哈(請以梅超風氣量笑出)~~ :D

2009年冇任何升官發財或者橫財就手, 不過年關將至嘅今日, 至少仲有呢四百蚊慰勞一番.. 冇橙得個桔都好啦!! 而家諗緊呢四百蚊, 應該點樣去敗得痛快呢?? 唔好諗住要打劫我啊警告你, 哇哈哈哈(請以梅超風氣量笑出)~~ :D
if not because of the mandatory RM50 service tax the government imposed for every credit card, i would not have gone to cancel off my cards.. if not because of cancelling my cards, i would not have gone to redeem my rewards points.. if not because of the rewards point redemption, i would not have had these eight pieces of cash vouchers.. muahahaha~~ :D

the year of 2009 did not bring my any huge prosperity, but approaching the end of the year, at least i have a consolation prize of RM400 richer.. half a loaf is always better than none right?? so i'm now thinking deep, how should i spend this money, to make myself happy?? warn you, don't ever think of robbing me ok?? muahahaha~~ :D
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66 comments:

  1. SK So you potong-ed, the gomen earn lesser by RM50 from you and more cards would be potong-ed very soon before end of 2009. I have potong-ed two cards last week. Happy potong-ing fellow bloggers.

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  2. Congrats, SK! You not only reduced your taxes, you even got a big angpow to spend on new stuff for the Chinese New Year. Buy yourself some pretty things, of course. Happy shopping! Happy new year!

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  3. Let's go shopping... I need 2 pairs of working pants :p

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  4. Wah! RM400 hou hou sai leh...go shopping now la since mega sales is ON til year end :D

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  5. wow, rm400 lo, later go kidnap you...wuahahaah :-p

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  6. How many cards did you cancel?

    I only own one card and being made to pay RM50. They should only impose this tax on those owning more than one card isn't?

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  7. sk: congrats sk! haiya who is gonna rob u? dun worry i will b ur bodyguard cum good fren, u just need to buy pretty pressie and drink, i will make sure that rm400 voucher is safely.... channeled to me wahahaaa.... just joking lah. anyway its year end time and lots sales going on, do reward and pamper urself :) Happy New Year :)

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  8. Can pass me one RM50 voucher ah? : )

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  9. So looks like the mandatory RM50 tax is a blessing in disguise?

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  10. War...you potong-ed all? I will apply at least one next year. :)

    But all is well for you right? RM400 is a lot o. :p

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  11. waaaaaaaaaaaaa 400rm a lot leh how u spend? hehehhhee

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  12. bitchy 梅超風, give me ur voucher now~ 哇哈哈哈(請以SK Thamby氣量笑出)

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  13. Wow....your handbag has got some nice vouchers leh! hehe
    +Ant+

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  14. Really , 400 is a lot ..

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  15. can buy a lot of things, shirts, pants .... waw

    wanna give me 2 pieces ar? wakaka

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  16. 可以拿来买过年衣咯。。开心咯。。

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  17. happy guy :)

    Wah... you can redeem so much! You spend a lot money right? else... how long you never redeem your point ....

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  18. yerr……羡慕羡慕~~~哈哈!刚好过年又要到了!^^

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  19. Bananazക:
    yes, i have potong-ed my cards, so that the gomen won't be able to earn my money without a reason!! i potong-ed 3 cards, now left with 2 cards, love doing that, haha!!

    HappySurfer:
    hahaha, yes!! i cancelled off 3 cards and i get RM400 instead of having to pay RM150.. hmmm, you are right, should spend the money for CNY stuffs.. :p

    TZ:
    oh?? you need working pants?? yeah, there are plenty out there at least 50% discount leh.. i'll get mine and you'll get yours!! :p

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  20. uLi.佑莉:
    looks like a lot only, but when you really come to spend then it's not a lot lor.. now everything also so expensive, even with sales on.. haiz!!

    孤傲的王子:
    hahaha, kidnap me because of RM400?? aiyoh, not worth it lor, better don't do it lah~~

    Mei Teng:
    i cancelled 3 cards, left with 2 now.. oh, so your new statement already charging you that RM50 tax?? wow, so fast!! nope, it doesn't matter with how many cards you have, as long as you have credit card, you'd be charge RM50 per card..

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  21. the happy go lucky one:
    haiz, RM400 leh you think people out there won't be "red eye"?? hmmm, actually i shouldn't even blog about this, for my own safety purpose!! you very "dai jek" can be my bodyguard meh?? later it's me who need to protect you lor, hahahaha!! think will slowly spend this RM400, will plan and not for the sake of spending only lor..

    单身汉:
    呵呵, 對喇, 請自己吃飯和送自己禮物, 哈哈!! :D

    foongpc:
    ok lah, i'll sell the RM50 voucher for RM100 cash to you lah, hahaha!! yeah, i get RM400 instead of having to pay RM150, isn't that great?? :)

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  22. Tekkaus:
    no lah, i only potong-ed 3 cards out of 5, still need backups mah.. i think you should go apply for at least one card, it's quite common to have a card as backup nowadays.. :)

    manglish:
    aiyoh, RM400 where got a lot?? i think can only eat one simple dinner in Japan only right?? kekekeke..

    L²:
    i give you my voucher, you give me RM800 cash money lah!! 哇哈哈哈(請以L²淫蕩笑聲笑出)..

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  23. Gratitude:
    ooopss, thanks for the compliment, but i won't buy you your skirt ok?? hahahaha~~

    追梦者:
    not really a lot lah, i wanted for more~~ :p

    Wois:
    not really that much, things now are so damn expensive, even during sales time.. you give me RM200 then i give you 2 pieces lah, no problem one.. kekeke :D

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  24. 天王之子:
    嗯, 可以喇, 看下有沒有漂亮的衣服可以買來過年穿囉.. 開心喔~~ :)

    CH Voon:
    hehe, i didn't spend a lot, just that i keep accummulating the points for many years.. i only go for BIG ones, haha!! :p

    穷光蛋市长:
    哈哈, 不用羨慕啦, 我也是用血汗錢換回來的.. 呵呵!! 叫做可以過肥一點的年這樣囉.. :p

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  25. 400塊馬幣哦
    去買衣服吧~
    是我肯定會拿起買衣服的
    買了過後還有剩的話
    就吃個大餐吧
    呵呵

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  26. 悄悄更你讲,你照片拿着白色的RM50 voucher,我有60张,不信的话,来新加坡找我请我吃一餐,我拿出来给你看。

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  27. When I applied for one they gave me three, the agent max their sales comm. Have to potong all but no voucher like yours leh? Maybe you are 'dai jek' that's why they gave you RM400? Need you to claim for me as you've got the size and we share 50:50? Better warn you I've never swipe the card before!haha.

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  28. wow, rich overnight! great! spend wisely..

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  29. Uncle SK! Buy gift for me la. Christmas is still here right? :P Kidding :)

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  30. gimme gimme pleaseeeeeee :P

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  31. that's a great return for you!

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  32. 我就没有这么多积分了
    因为我很少用信用卡
    除了一些买机票和巴士票的用途
    还有保险过账之外
    所以potong了之后 也没有什么好处 :-s

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  33. 十六夜真人:
    可以拿來買新年衣服囉, 不過現在東西都那麼貴, 其實400塊真的也不多囉, 你還想要有剩下的吃大餐?? :p

    donna:
    i share share with myself only woh.. :D

    Chin Weng 茶先生:
    嘩, 你有60張那麼多?? RM3000喎, 很有錢啊你!! 我怎樣去新加坡找你?? 不用你請吃飯喇, 不如你那出來拍張照片, post給大家看啦, 如何?? :)

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  34. CheaHS@n:
    yes, they like to give you more to earn more commission from the merchants.. but guess having too many cards is not good also, now i have left only two, and with this i can concentrate accummulating the points rather than doing it sparsely.. haha, why you have not swipe the card?? just keep that at home for display ah?? hmmm, they didn't know i am "dai jek" woh, because i did it online.. hehehe!! :)

    wenn:
    haha, absolutely right!! yes, i will certainly spend wisely, RM400 is not a lot actually.. :)

    C'est la vie:
    aiyoh, you wake up lah, christmas is already over for almost a week lah!! you working already mah, so must buy ALL OF US presents with the first time salary you earn!! :p

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  35. Medie007:
    i give you vouchers, you give me two times the cash money.. how about that?? haha!! :D

    Ayie:
    well, come to think about it, it's actually the money that i've spent all these days to get the points~~ :(

    幼幼:
    我也不是很經常用卡的, 都是那些保險/機票/賬單囉.. 那些積分累積很多年才有那麼多呀.. 我一次過換一些比較大的, 感覺比較痛快嘛.. :)

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  36. 諗好你果四百蚊点用未吖?如果你唔知点用,我可以帮手你用架!放心啦,我唔会着件夜行衣,戴番个面罩,爬墙入屋打劫你架!其他人我就唔敢讲啰!如果你发现有人留底支黑玫瑰俾你,咁你迷知边个嚟过啰!哈哈!

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  37. please email me in order for me to get your email add :) thanks.

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  38. 睇下可唔可以用來下次"大杂会"用
    可以套現又可以杂会
    係咪更有"意义
    哇......哈哈......请用裘千尺(罗兰姐)气量陰深笑出

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  39. 我在部络向你道谢了.

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  40. 又没有讲要打枪你,只是要你寄来我家罢了嘛 (-_-)

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  41. Wah so fast you cut off! I still have a few haven't cut yet.. but I did quickly redeem my points first! LOL Happy New Year!

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  42. edward:
    呢四百蚊voucher都係用嚟買嘢架啦, 我諗都係留返過年時候洗囉.. 不過而家啲嘢真係唔平, 其實四百都唔係幾聽洗.. 得一支黑玫瑰咁少嘅?? 我可唔可以要一打啊?? 哈哈.. :D

    ladyviral:
    you want to rob my RM400?? hahaha, just kidding~~ :)

    tagnan:
    乜你要買voucher咩?? 好喎, 咁我可以套現都唔錯!! 聽日帶畀你過一過目先!!

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  43. 单身汉:
    道謝?? 你要謝我甚麼呢??

    Kai and Boabei:
    那你給你的地址我, 我給我的戶口號碼你.. 等你進錢了, 我就郵寄給你啦!! 最多我出郵費喇, 看我幾偉大?? :p

    iamthewitch:
    huh?? considered quite late already.. hey, 2009 only left two days, you better hurry up redeem all your points and cancel your cards before they bill you the RM50 in 2010!!

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  44. 新年快乐,希望你明年比今年更靓仔。:)

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  45. Wow great to have RM400 for shopping spree@Robinson! Happy New Year 2010 to u SK!

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  46. i have also cancelled two cards after reading your post earlier on.. but didn't manage to redeem so much like you :)

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  47. and yah, i agree with you.. we should concentrate using one or two cards, so that the points can be more focusly accummulated.. wise!! :)

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  48. 咁多积分,证明sk兄平时系几咁pannai败家刷卡。-__-

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  49. Happy new year SK..
    RM400 bucks..
    ooh.. New shirt for the new year!!!

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  50. 古小玉:
    先感謝你, 我現在最需要的是明年比今年FIT很多很多, 呵呵!! :)

    Dora:
    hmmm yeah!! actually it's RM250 at Robinson and RM150 at Parkson.. most probably will get clothes or facial products with the vouchers..

    victor:
    haha, so at least you redeemed something out of the points right?? i've accummulated the points for many years, i like to redeem big ones, it feels more excited, haha!! yes, from now on, let's just concentrate getting points on two cards rather than five!! :p

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  51. Rebecca Kheng:
    呢啲都係積咗好多年未redeem架啦, 如果唔係邊有咁多吖.. 其實我碌唔多, 係保險呀賬單呀嗰啲囉..

    Emo-Happiness:
    yeah, for sure i'd get myself some new clothes, but i wonder how many i can buy with just RM400.. hehe :p

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  52. Hello 2010

    新年快乐 =)

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  53. haha nice New Year gifts from goverment^^

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  54. Haha... good for the cancelation.. spend lesser now!! XD

    Can teach me photoshop pics? hehe

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  55. Give someone special to you a good treat or some present to surprise her.....

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  56. wasn't that 80,000 pts for the least

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  57. haha~
    我的天~


    新年快乐~

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  58. haha ure so funny. keep it up

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  59. Nate River:
    happy new year 2010 to you too!! :)

    Kelvin:
    haha, you are right, it's really an *indirect* gift from the government!! haha, cool~~ :p

    ~eRiC~:
    errr, the cancellation won't make me spend less, but just don't want to pay the unnecassary tax!! hmmm, i didn't use photoshop to touch up the photos.. i use photoscape instead, it's free and can be downloaded from www.photoscape.org..

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  60. Grass:
    hehe, no way, these are MINE!! and i'm gonna spend them on myself only, hahahaha :D

    Chloe (蔻依):
    hmmm, i have not really count on the points, because i just need to clear them off before i cancel the cards.. yeah, come to think of it, should be around 100K points i accummulated over many years lah~~ :p

    LAURENCE:
    哈哈, 你的天?? 為甚麼呢??
    也祝你新年快樂~~ :)

    Aiman Ariffin:
    haha, really?? so i am funny in which way?? :p

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  61. 小气鬼,哈哈哈哈!

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  62. OK, deal! I pay you using monopoly money. Haha!

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  63. To mimic my laugh u must pay me copyright fees!

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  64. Kai and Baobei:
    我肯為你出郵費, 已經算是寬宏大量了喇, 你還要說人家小器鬼.. 很衰的~~ :p

    foongpc:
    ok ok.. then i will give you the photocopies of the vouchers!! kekekekeke :p

    梅超風:
    i pay you the copyright fees, but you also need to pay the loyalty fees to 金庸 woh.. muahahahahaha (laugh like 裘千尺!!)

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