tag:blogger.com,1999:blog-23963594.post5916937892518189272..comments2023-12-31T16:48:01.888+08:00Comments on [SK/0617]: 2016.02.17 | 信用升級[SK]http://www.blogger.com/profile/01863360136363789539noreply@blogger.comBlogger116125tag:blogger.com,1999:blog-23963594.post-75730706591908167462016-03-02T11:03:01.595+08:002016-03-02T11:03:01.595+08:00Wow, that's good news to you, I was using this...Wow, that's good news to you, I was using this bank before, but ended with long sad annoying story so I stop using it anymore. <br /><br />Picture D I guess nowadays only the black card the one unlimited one is very prestigious, right? I wish to have that...but in dreams, hahahaha.....<br /><br />Picture G Aiyo, really got to be so troublesome one argh?? Mine one I still keep it nicely somewhere...feel like a souvenir la, hahaha....煒霖https://www.blogger.com/profile/07660832107639494041noreply@blogger.comtag:blogger.com,1999:blog-23963594.post-57385144516658473302016-02-25T16:14:54.626+08:002016-02-25T16:14:54.626+08:00Okay...impatience.....flipped till the last photo ...Okay...impatience.....flipped till the last photo liao....wakakakakka...me like you kena conned kau kau by the Bank. What the fuck is that? <br /><br />See in photo C memang Platinum card wor. Very prestigious wor.... look so classy too.<br /><br />In photo D....LOL.... Platinum is not equal to even Gold wor. Usually is the normal card, silver gold then platinium ma. Here it seems they have downgraded your card to silver card wor. Apa ni? Kena conned by the bank liao ka?<br /><br />Ya lor me too think onl y those rich and famous can have platinum card leh. adui...credit limit same as your old limit ...so apa pasal with the new card wor. Feel like they forcing you take it or leave it. If you do not want the platinum card then berambus to elsewhere do not kacau the earth turning .<br /><br />errr....so i tak faham...in the end did you continue with this bank or not? Still continue ah though they are so sneaky?<br /><br /><br />Got any thought of switching to another Bank? Maybe can sound other bank out see if their offer can be better or just as good. <br /><br />Very unethical leh if this is the case. Hmmm....if mau make it a big deal ah...can write to Bank Negara Malaysia and complain. From the case presented, the Bank obviously changed the card to Platinum just for the extra annual fees leh. Annual fees can waive but then they will impose this and that condition. so troublesome leh.<br /><br />Small Kucinghttps://www.blogger.com/profile/06420461345191241920noreply@blogger.comtag:blogger.com,1999:blog-23963594.post-18055445135211981372016-02-25T15:59:33.216+08:002016-02-25T15:59:33.216+08:00wakakakaka...see! They upgraded your card lo. Know...wakakakaka...see! They upgraded your card lo. Know now you have been upgraded from a simple minions to KING BOB liao. So Gold card no longer applicable for your status la. No class liao. <br /><br />Hail KING BOB the Valued Customer. Long live the king. <br /><br />Hmm...not same credit card company la. Mine, they sent me a new card though my card have not expired coz of the new security feature. The phrasing out the old card by stages so the need me to activate the new card. <br /><br />well, your platinum card have a higher credit limit. My view is that since now you are doing business on your own, you might as well have a platinum card. If need to belanja customer makan use credit card flash platinum card also look better ma. <br /><br />ANyway, if you are not comfortable with the higher limit, can always call up the bank and ask them to reduce the limit to the limit that you feel comfortable with. SO that next time if there is truly there is an emergency like need large some for hospital etc, you can always give a call to the bank to uplift the limit amount to the original limit. for contigency purposes la. Small Kucinghttps://www.blogger.com/profile/06420461345191241920noreply@blogger.comtag:blogger.com,1999:blog-23963594.post-44563064155207582602016-02-25T15:52:18.842+08:002016-02-25T15:52:18.842+08:00aha...i think i know which bank la. wei....don'...aha...i think i know which bank la. wei....don't scold first la. see they say newly enhanced security feature leh. Is it the one that need pin number instaed of signature punya? <br /><br />tak apa la. since it it for our own financial security. some more they did not charge us for the new credit card mah. For me i think it is okay la<br /><br />Think of it this way. Bank of course want to play safe. They will not simply waste money printing new card and chips and waste money sending them out to their customer eventhough their customer's punya credit card have not expired. There must be something critical which they feel they had to do this . Not just for the fun of it. Just bear with it lo.<br /><br />Not troublesome also to activate the new card. Just give the bank a call will do. Small Kucinghttps://www.blogger.com/profile/06420461345191241920noreply@blogger.comtag:blogger.com,1999:blog-23963594.post-88395819759483185742016-02-25T00:20:42.653+08:002016-02-25T00:20:42.653+08:00Ya I kena before. Being upgraded without any advan...Ya I kena before. Being upgraded without any advanced notification... Luckily they din't have much terms and condition, so consider a lucky reward for me, if got any hidden charges or anything I will terus send back to them, haha!<br /><br />The credit limit thing.. I always have a thinking. For me, no difference, cause it's not that I am so rich can swipe so much every month! Haha! Give me 1k as credit limit I also think it's too much liao, LOL! Actually these days hardly use credit card liao... Our grocery all paid by FIL, same goes to petrol fees. Shopping, I usually just use bank transfer. Unless those insurance thingy, which paid yearly one, that one auto deduct from credit card la, no choice~<br /><br />Your last photo, haha, memang very kiasi! But smart also la, better be safe than sorry ma!Hayleyhttps://www.blogger.com/profile/02599788122894448245noreply@blogger.comtag:blogger.com,1999:blog-23963594.post-87994576261113543542016-02-19T09:12:01.874+08:002016-02-19T09:12:01.874+08:00Oh yes, Wenn. I agreed. Oh yes, Wenn. I agreed. Anonymoushttps://www.blogger.com/profile/07710484000863586238noreply@blogger.comtag:blogger.com,1999:blog-23963594.post-26938228112195410632016-02-19T09:11:24.327+08:002016-02-19T09:11:24.327+08:00Correct correct, as long as the credit limit is hi...Correct correct, as long as the credit limit is high good enough lor. I also never bother what CC is that lar.Anonymoushttps://www.blogger.com/profile/07710484000863586238noreply@blogger.comtag:blogger.com,1999:blog-23963594.post-50359952623096774262016-02-19T09:10:37.446+08:002016-02-19T09:10:37.446+08:00Burn the CC parts better still.Burn the CC parts better still.Anonymoushttps://www.blogger.com/profile/07710484000863586238noreply@blogger.comtag:blogger.com,1999:blog-23963594.post-55838963789417493722016-02-19T08:52:04.876+08:002016-02-19T08:52:04.876+08:00I reckon with you TM about CC, It is not good idea...I reckon with you TM about CC, It is not good idea not to have a CC when we travel overseas. At least must have one. For SK case, the CC offered from H***Bank gives them the best privilege during his overseas travel, so better remains the card lor... now got better name too - Platinum. <br /><br />I think in Malaysia also the same lar... whenever we check in hotel they will usually ask whether we are paying cash or by CC. If you pay by CC which I think is more convenient. They just take the CC to verify and confirmed this is the card and once we check out they only will deduct from the CC. If we pay by cash, usually we need to pay another extra 1 day of the deposit. Which I think it involves money, so we need to pay more even though we will get back the same money from the deposit soon or later. There is always the good side if got CC to "pong san". Another thing is with CC we do not need to keep so much money in our pocket.<br /><br />Yes, you are right again TM. Once a while got CC reader got system issue and line busy... this card cannot use, need to use another card lor. Especially we used during festive season, sales time... a lot of people using mar. For normal circumstances, Bank Negara only allowed 2 CC for each individual (new applicants).<br /><br />Both cash and CC also important 50-50.Anonymoushttps://www.blogger.com/profile/07710484000863586238noreply@blogger.comtag:blogger.com,1999:blog-23963594.post-44015847910653274522016-02-18T21:30:06.437+08:002016-02-18T21:30:06.437+08:00點都好你已經升級為專貴嘅白金卡會員囖,恭喜曬。點都好你已經升級為專貴嘅白金卡會員囖,恭喜曬。海市蜃樓https://www.blogger.com/profile/18126848308435806361noreply@blogger.comtag:blogger.com,1999:blog-23963594.post-86502918482553442132016-02-18T15:57:27.066+08:002016-02-18T15:57:27.066+08:00I'm not aware how this credit card system real...I'm not aware how this credit card system really works but you mean if you upgraded to a new card, the old one is still functional?bluedreamer27https://www.blogger.com/profile/03668789485231473125noreply@blogger.comtag:blogger.com,1999:blog-23963594.post-34232003730225217012016-02-18T15:49:59.472+08:002016-02-18T15:49:59.472+08:00I badly want a credit card.. the problem is.. I am...I badly want a credit card.. the problem is.. I am a freelancer and I work online at home.. one of the requirements is an employment certificate.. something a freelancer can't provide hehebluedreamer27https://www.blogger.com/profile/03668789485231473125noreply@blogger.comtag:blogger.com,1999:blog-23963594.post-42177884912452672052016-02-18T15:26:10.284+08:002016-02-18T15:26:10.284+08:00Dear Choy Yen,
I have all this number to call the ...Dear Choy Yen,<br />I have all this number to call the centre:<br />BSN: 03-21065434<br />MBB: 1300-88-6688<br />CIMB: 1300-888-828<br />HSBC: 1300-88-1388Anonymoushttps://www.blogger.com/profile/07710484000863586238noreply@blogger.comtag:blogger.com,1999:blog-23963594.post-13249384096382726462016-02-18T15:00:14.617+08:002016-02-18T15:00:14.617+08:00Wakakakaka... It is true that SK should use the pa...Wakakakaka... It is true that SK should use the parang chopper and cut his CCard into 18 parts before dumping into the nearest monsoon drain.Twilight Manhttps://www.blogger.com/profile/04574109866770324683noreply@blogger.comtag:blogger.com,1999:blog-23963594.post-46784439678044296752016-02-18T14:58:43.097+08:002016-02-18T14:58:43.097+08:00SK Thambee has been too busy making cookies for CN...SK Thambee has been too busy making cookies for CNY until he neglected our comments with his naughty replies and even lost track of his posting time. This is good move so that Kurage cannot swim here to get his FC. MuahahahaTwilight Manhttps://www.blogger.com/profile/04574109866770324683noreply@blogger.comtag:blogger.com,1999:blog-23963594.post-71508982015585453342016-02-18T14:56:34.241+08:002016-02-18T14:56:34.241+08:00Oh yes, I agree that it is definitely worth buying...Oh yes, I agree that it is definitely worth buying ZERO interest installment products as it won't be a pain in our pockets. The whole gimmick is that the banks want to be assured that you won;t be able to jump to other banks for at least 1-2 years!Twilight Manhttps://www.blogger.com/profile/04574109866770324683noreply@blogger.comtag:blogger.com,1999:blog-23963594.post-37720859499782650952016-02-18T14:54:00.230+08:002016-02-18T14:54:00.230+08:00It is almost compulsory in some overseas countries...It is almost compulsory in some overseas countries that we have to use credit cards on certain trades like car rentals and some hotel deposits which could ask for ridiculous deposits when we happen to carry limited foreign currency. I have been caught off guard few times on this deposit using my foreign currency leaving me in dilemma to shop or eat at places where they don;t use credit cards.<br /><br />Next issue is that I have to carry at least 2-3 credit cards as I had bad experience when the online banking went haywire or the bank's system was down in Malaysia and I was stranded with payments in Taipei and Chengdu. I had to try other cards and finally the 3rd card was safe & passed through. I had cold sweats!!!Twilight Manhttps://www.blogger.com/profile/04574109866770324683noreply@blogger.comtag:blogger.com,1999:blog-23963594.post-52556691886132239942016-02-18T14:49:04.262+08:002016-02-18T14:49:04.262+08:00I also cannot be bothered with what metal credit c...I also cannot be bothered with what metal credit cards be it Sliver, Gold, Platinum or Iron Man cards. So long as the credit limit is very high enough will do. When I had my first card many donkey years ago, that Shitty Bank gave me the limit of only RM1500 which was ridiculous! That was 20 years ago lah. LOL<br /><br />I also won;t cut my cards and grind into powder like this kiasu SK Thambee! His motto is always To Be Safe Than Sorry.<br /><br />Welcome back to blogging Princess Ribbon.Twilight Manhttps://www.blogger.com/profile/04574109866770324683noreply@blogger.comtag:blogger.com,1999:blog-23963594.post-78012157987884898422016-02-18T14:46:04.857+08:002016-02-18T14:46:04.857+08:00Next time you receive these cheques, please send t...Next time you receive these cheques, please send them to Anay & Thambee right away. We will cash it and donate to the slum friends in Chennai. Do some charity lah and you slowly pay back the bank. Gong Der Woo Liang!Twilight Manhttps://www.blogger.com/profile/04574109866770324683noreply@blogger.comtag:blogger.com,1999:blog-23963594.post-29878019077225002562016-02-18T14:41:44.477+08:002016-02-18T14:41:44.477+08:00I think it is Privilege Banking which gives you sp...I think it is Privilege Banking which gives you special car parking lot outside and also special lane for express VIP services. This Private Banking could mean like Coldman Such which is a well known US private bank, now in hot soup with Jibbee.Twilight Manhttps://www.blogger.com/profile/04574109866770324683noreply@blogger.comtag:blogger.com,1999:blog-23963594.post-26021323483431649412016-02-18T14:20:50.217+08:002016-02-18T14:20:50.217+08:00When I was young, I was like that too and went to ...When I was young, I was like that too and went to sleep with my first credit card under my pillow. These days when I see the credit card promoters at the malls, I would freak out and run away!!!Twilight Manhttps://www.blogger.com/profile/04574109866770324683noreply@blogger.comtag:blogger.com,1999:blog-23963594.post-70580329807820531772016-02-18T14:18:37.813+08:002016-02-18T14:18:37.813+08:00Yes we need to read his detailed chart which has s...Yes we need to read his detailed chart which has so many more terms and conditions than the bank's loan agreement when buying a million dollar condominium! Muahahahaha<br /><br />Jokes aside, we used to ask him this similar questions many years ago and we have all been thoroughly explained time & again until well understood. The chart is too detailed with breakdown counts that would place the bloggers in different categories of excellence. Example FC, Monthly Winner, Yearly Winners and Blogger Of The Year (Overall).<br /><br />At the beginning, I was quite sour and confused as I was merely spamming for fun and was leading to no where! Later other bloggers started to alert and highlight that we have to comment relevant topics very strictly with sufficient sentences to be counted. Example - We cannot even say "Hi. Good morning. I love this".... This is not good enough lah. We need to add grandma tales like how Small Kucing earned her "Nenek Kebayan" title from me, of course as she could be so long winded naturally, yet earned valid & valued points.<br /><br />Other good comments are from Angeline and Chris who are all very expert in leaving relevant comments which I am still far behind as I am too used to rant nonsense...just for fun. Each time I scolded SK, I think he also potong markah!!! Sobs!Twilight Manhttps://www.blogger.com/profile/04574109866770324683noreply@blogger.comtag:blogger.com,1999:blog-23963594.post-14019180866267365072016-02-18T14:09:39.622+08:002016-02-18T14:09:39.622+08:00This is the fastest way to reach the right person ...This is the fastest way to reach the right person in charge. Just press "0" and tell the officer that you want to complain about being wrongly charged for the credit card. He will pass you to the person in charge and you tell the officer that you have been told since Day 1 when you got the card that there is no annual fees whatsoever like other banks blah blah blah... I wanna cancel lah like dat... <br /><br />He will quickly pacify you and happily ever after.Twilight Manhttps://www.blogger.com/profile/04574109866770324683noreply@blogger.comtag:blogger.com,1999:blog-23963594.post-66628284107250923462016-02-18T13:16:59.528+08:002016-02-18T13:16:59.528+08:00LOL.. I also felt Thambee si bei kiasi! No need to...LOL.. I also felt Thambee si bei kiasi! No need to cut into mince meat la, just break it into half will do. After all, your card is deactivated already ...LOL.ChrisAuhttps://www.blogger.com/profile/14077277168519458783noreply@blogger.comtag:blogger.com,1999:blog-23963594.post-61193799743578913092016-02-18T13:15:50.077+08:002016-02-18T13:15:50.077+08:00I did receive two genuine cheques from my bank! No...I did receive two genuine cheques from my bank! No joke and it was like S$9000 or something, can't really remember. They said I can deposit the cheques and cash out the money.<br /><br />The catch ?? It's a cash loan sorta promotion and I gotta paid back .... with interest!! They pandai hor? I destroyed the cheques!ChrisAuhttps://www.blogger.com/profile/14077277168519458783noreply@blogger.com